Water & Flood
WATER DAMAGE CLAIMS
Water Damage to structures is a common property damage claim often contested and low-balled by insurance companies in Melbourne. Hurricane deductibles, entry or cation, and other riders, provisions, or restrictions on your policy may come into play when contesting a water or flood damage claim to your Melbourne FL property. That is why having an experienced Public Insurance Adjuster like Surfside Claims on your side to represent you can make the difference in getting a fair settlement or no settlement.
Why Choose Surfside Claims for Your Water Damage Claims?
1. Expertise in Florida’s Specific Conditions:
Florida’s weather patterns and specific construction standards make water damage claims unique. Our team is well-versed in local regulations, building codes, and insurance provisions.
2. Comprehensive Claim Analysis:
We conduct a thorough inspection of the damage, ensuring no detail is overlooked. Our assessments consider both immediate visible damages and potential long-term issues that may arise from water damage.
3. Maximum Compensation:
Our aim is to ensure that you receive the compensation you deserve. We’ll negotiate with insurance companies on your behalf, utilizing our expertise to counteract any underestimation of your claim.
Understanding Water Damage Claims in Florida
Types of Water Damage:
- Storm Damage: Florida’s notorious for its hurricanes and heavy storms. These natural disasters can lead to flooding, roof leaks, and more.
- Plumbing Failures: A burst pipe or malfunctioning appliance can lead to significant internal damage.
- Hidden Leaks: Sometimes, damage isn’t apparent until it has compounded over time, leading to mold growth, structural issues, and more.
Claim Challenges:
Insurance companies might dispute the cause of the damage, the extent of the damage, or claim that certain damages aren’t covered under your policy. With our experienced team by your side, you’ll be well-prepared to handle these challenges.
Inspections and Documentation
Frequently water damage will come from natural events like hurricanes, storm surge, or localized flooding. Also, leaking or ruptured pipes, malfunctioning air conditioning equipment, appliance malfunction, or sewer line backup can cause damage to your structure. The damage may be obvious or not so obvious. A detailed inspection will look for damage to walls, flooring, electrical systems, and furnishings that might otherwise be overlooked. Surfside Claims are experts in documenting the damage caused by water having represented hundreds of consumers in and around Melbourne, FL with water and flood damage claims. In the resolution of water damage claims, Insurance companies will often dispatch their own inspector to determine the cause and extent of the damage. If an agreement cannot be reached, then the Public Insurance Adjuster will present their documentation beginning the process to settle the claim.
Don’t trust the insurance company’s adjuster to have your interests at heart. A Public Insurance Adjuster is regulated by the state of Florida and their fees are regulated. No initial money is needed to initiate a claim. Have an expert on your side! Call Surfside Claims.
Surfside Claims in Melbourne, FL represents Water and flood damage insurance claims from calamities like hurricanes, flooding, burst pipes, sewer backup, or other action by utilizing proven methods. The process begins with detailed documentation with supporting evidence. Your evidence will be submitted to your carrier and depending on their response, subsequent strategies will be employed to maximize your settlement to repair or replace your roof.
Common Causes (and Signs) of Water Damage
- Shower Valves Leaks
- Failed Drain Lines
- Toilet & Laundry Overflow
- Pipe Breaks
- Appliance Leaks/Failure
- Hot Water Heater Leak
- Cabinet Damage
- Presence/Odor of Mold
- Stained Ceiling
- History of Flooding
- More that only our pros can spot
Surfside Claims ... we are your claims advocate!
Contact us TODAY for a Free Inspection
Are you in need of help after experiencing some form of property damage or loss? Our fully licensed and accredited team of public adjusters are here to help you in your time of need. Do not hesitate to reach out for our help.