Fire & Lightning
FIRE DAMAGE CLAIMS IN MELBOURNE
Fire Damage claims are amongst the most complex claims to document because they involve both seen and unseen structural damage plus the valuations of the inside contents. We are your experts for Fire Damage claims in Melbourne, FL and the surrounding area because we have the experience and claims knowledge needed to properly document fire damage to your insurance carrier.
Surfside Claim’s Process For Fire Damage Claims in Melbourne
Documentation of Loss:
When Surfside Claims in Melbourne prepares fire damage claims, we perform a detailed inspection of both visible and unseen damage to the structure; taking into account: smoke damage, roof trusses, interior walls and framework, cabinetry, electrical wiring, fixtures plus a detailed inventory of the interior contents with valuations using a methodical process of evaluating the damage. Estimations of the costs to repair or replace structural damage plus the documentation of sometimes hundreds of content items lost in the fire are all taken into account in our documentation.
Examining the Policy:
The language of your insurance policy details your coverage and any restrictions that may be in place. Incidental expenses like; loss of business continuity, costs for disposal or resettling into a temporary location may come into play if your insurance policy provides these overages. Have a question on your policy? Let our team of insurance claims adjusters in Melbourne, FL examine your insurance policy for exclusions or caveats that could have an effect on your coverage. Our expertise is in understanding the exact language of your property insurance and providing the detailed documentation you need to truly get the insurance settlement you deserve. Insurance companies have adjusters working on their side. Why not you?
Our expertise can assist you during these difficult times
What will be your process in rebuilding from a fire loss? How soon can you begin and who should you contact? Your Certified Public Adjuster can advise you on the best ways to recover from your loss and how to go about it. Remember that your Public Adjuster works for you! Have questions on what your policy allows for outside living arrangements or interim accommodations? As insurance claims adjusters in Melbourne, we understand property insurance policies and can advise you on what’s available from your carrier.
Lightning damage
Lightning-related Damage Claims
Florida is the go-to location for fun in the sun and relaxation. Many people call this popular tropical getaway location their home. But for as bright and beautiful as Florida is, this state is also known for something else, lightning. In fact, Florida is known as the lightning capital of the United States, and for good reason as it ranks highest for lightning-related fatalities in the entire United States. One lightning-related mishap can easily cause immense damage to homes, structures, and electronics rendering them useless, or result in fires and further property damage.
Even if there isn’t any evidence of any outward damage because of a lightning strike it may still be to your benefit to ensure that something wasn’t damaged that is not visible. A damaged electrical system, for example, can easily result in a fire if it is not addressed. Call Surfside Claims today if you are concerned about a lightning strike in your area. We will send out one of our experienced team members to assess the situation. We also recommend that you consult an electrical engineer in conjunction with our assessment to be sure that you are receiving all the information you may need to build a claim.
By using our time-tested fire damage claims process for Melbourne properties, we will negotiate with your insurance company so that you can receive the settlement you deserve! Even if you have already received a claims settlement check you can have your claim reopened if you have not been fully compensated for damages. Surfside Claims will fight on your behalf to ensure that you receive the proper settlement to repair all the damages your property has sustained.
Let us help you resolve property damage insurance claims in Melbourne related to fire and lightning. To get started, call us today at 407-308-5297 for quality fire damage claims assistance from Melbourne, FL top insurance claims adjusters!
Surfside Claims ... we are your claims advocate!
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Are you in need of help after experiencing some form of property damage or loss? Our fully licensed and accredited team of public adjusters are here to help you in your time of need. Do not hesitate to reach out for our help.